Your home is the most valuable asset you own. You therefore need to make sure that it is properly insured against unforeseen events such as burglary, flood, fire, accidental damage and subsidence. Call Metcalfe now!
The most popular types of home insurance are buildings and contents insurance:
This policy covers bricks and mortar together with fitted kitchens and bathrooms. Having suitable home insurance is a condition on your mortgage. Adequate buildings insurance should cover the full cost of rebuilding your home. Buildings insurance usually includes accidental damage of glass and sanitary fittings, architects costs and surveyors fees, and alternative accommodation costs.
Insure all your personal possessions to cover the cost of replacing any items such as electrical equipment, furniture and clothing. Do not underestimate the value of your possessions and inform your insurer about expensive individual items such as antiques or jewellery. Content insurance policies traditionally feature audio, video and PC equipment coverage. Accidental damage of fixed glass furniture and mirrors is included. Personal cash and credit cards are also covered when stolen from the home.
- Personal possessions outside the home
- Family legal protection
- Extra accidental damage cover
- Personal injury claims
- Contract claims
- Employment claims
Get in touch to find out what we can do for you.
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